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The HARP program is unique in that borrowers who owe more on their mortgage than their home is worth can now get new low rates via HARP refinance. This program is designed to help homeowners get back into financial stability with their mortgages.
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HARP Loan Program 2017 Guidelines The Home Affordable Refinance program, (HARP) was initiated in March of 2009 by president Obama’s administration. The program was created to allow underwater borrowers to refinance their mortgages.
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HARP – Home Affordable Refinance Program Our home finance and mortgage professionals know that many homeowners would like to take advantage of the lower interest rates that are currently available, but they cannot do so because they have little or no equity in their homes.
Government Refinance Plan. HARP is a government program known in full as the Home Affordable Refinance Program. Although we are not the government, we provide a network of qualified, experienced Miami Beach HARP Mortgage Lenders committed to helping homeowners who are trying to refinance an underwater mortgage and take advantage of all the benefits the Miami beach harp program can offer.
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"This program should make it easier for borrowers stay in their homes and to stay current on their mortgage payments," he says. Streamline refinance program differs from HARP. The biggest change of the new streamline refinance programs is that they don’t have an expiration date, says Keith Gumbinger, vice president of HSH.com.